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How Do I afford a home?

Depending upon whether you work for yourself or work for a salary a lender will work out the amount that they believe you can afford to borrow.

Saving or acquiring the funds needed to place a "Down Payment' is the biggest issue to be overcome for most first time home buyers.

Some get a stake from family. Others save that "bonus" from one thing or another until they feel ready to take the plunge into real estate.

Credit cards do not cover down payments on real estate. Sorry. But if you do have strong enough earning powers you may qualify for 100% financing.

Contact me for referrals to 2 or 3 good loan brokers who I have trust can make things happen. They often can. Drop me a note and I'll refer you.

Can a Condo work for me?

Yes, when young and starting out, many people do not have the time for the many tasks that come with a single family home. Landscaping for instance. Think about mowing the lawn weekly!

Our IRS forms do not distinguish in the section that records your deduction for interest on your loan between a Single Family or Condo. First time buyers can save a lot and get into the equity growth game with less cost.

Need more help?

Take advantage of the FYI files.
Check our Information Center.
Buy a book on your real estate investing.
Send us an email and we'll be glad to help.

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Why REList:

A name for my company web site of KeithLambert.com is not descriptive of what you want. You are searching for the Real Estate that satisfies your needs. I wanted to set up a search system when I first acquired this URL in 1999. But since Relator.com and the local MLS and CLAW now have public access I want to keep that access available for the public. And then add more service and value.

I hope that you found what you are looking for and that I may be of further assistance to you when you are ready to buy or sell a property in Los Angeles. Or anywhere in Southern California for that mater.

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